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Payment Methods


3D Secure payment security creates what is called a 'trust chain' throughout the transaction, shifting the liability for fraud from the merchant to the issuer under a range of conditions.


3D secure payment security is only applicable to e-Commerce/Internet transactions.

3D Secure authentication requires the cardholder to register their card to take advantage of 

this service. This is a onetime process which takes place on the card issuer’s website and 

involves the cardholder answering several security questions to which only the card issuer 

and cardholder will know the answer. The cardholder selects a password and agrees on a 

secret phrase, which will be used by the card issuer during each online transaction.


Benefits to Card holder 

- Increased consumer confidence when purchasing on the Internet

- No special application software is needed at the cardholder access device (unless cardholder uses chip card)

- Easy to use

- Control over card use for online purchases

- Verified by Visa

- Secure by MasterCard   


3D Secure payment security creates what is called a 'trust chain' throughout the transaction, shifting the liability for fraud from the merchant to the issuer under a range of conditions.


3D secure payment security is only applicable to eCommerce/Internet transactions.